I Used AI to Build My Entire Financial Life Into One Dashboard
In a Nutshell
The creator built a single Bloomberg-style dashboard in ~30 minutes using Perplexity Computer to consolidate holdings across Schwab, M1, and Robinhood. It shows live performance drivers, color-coded buy zones based on price pullbacks, projected dividend income, and a dynamic Coast FIRE calculator that projects reaching financial independence at age 45 with current investments alone. The main value is replacing scattered logins and emotional uncertainty with one screen of objective metrics and decision rules.
These notes were generated by AI and may contain inaccuracies.
The creator manages finances across numerous institutions and account types: a brokerage account at Schwab, a SE at M1 Finance, a Roth at Schwab, and a Robinhood account used for fun. Holdings include ETFs, dividend stocks, and individual positions scattered across different platforms. Most existing financial apps focus either on budgeting or simple balance snapshots. The goal was to create a single Bloomberg terminal-style dashboard for personal money that shows what is owned, why positions moved up or down, when to buy more, and progress toward financial independence, specifically Coast FIRE, all on one screen.
The top section displays total investable assets combining cash and stocks. Key metrics shown include daily profit and loss, income, yield, and allocations. All data was manually input rather than connected via Plaid, though the system can use live market data alongside manual entries. The portfolio pulse section identifies what is driving daily performance. VTI was noted as the largest driver at $2,100 (26% contribution). Micro Strategy appeared in the buy zone due to being down significantly. Forward monthly income was calculated at approximately $1,800. The largest holding shown was VTI at 63% of the portfolio.
The dashboard was created using Perplexity Computer after first describing the desired tool in regular Perplexity chat. The initial prompt used was: "Build a private single page personal finance dashboard that feels like a personal Bloomberg terminal for my own money." The chat interface generated a detailed prompt that was then copied into Computer mode. The entire working dashboard with filters, charts, tables, news feeds, and buy zones took roughly 30 minutes to build. Iterative changes are made by requesting specific adjustments, such as adding a flame icon for Coast FIRE visibility, after which the system regenerates the updated version.
A live watch list displays all current holdings including VTI, SCD, ESGV, Micro Strategy, VT, VFF, and VVX. The metrics command center provides a consolidated snapshot pulling from multiple brokerages or manual inputs. The portfolio pulse functions as a risk-on or risk-off indicator, explaining daily movements with bullet-point reasons. Portfolio performance was shown up 0.13% on the day, driven by live public quotes. Top contributors listed were VTI and VTHD. Top detractor was Micro Strategy. The section includes live news articles from one day prior tied to specific holdings.
The buy zone section provides color-coded visual decision support for current holdings. Users can add additional tickers for consideration. Logic includes pullback rules: watch at 5% below the high, buy at 10% below the high, and strong buy at 15% below the high. Color coding indicates green for ready to buy, yellow for watch, and red for too hot. The system is based purely on price levels rather than fundamental analysis. Rules are fully customizable through additional prompting.
The Coast FIRE calculator is highlighted as the most valuable component. It calculates when current investments alone will reach financial independence without further contributions. Inputs include current age (38.5), annual spending target ($60,000), safe withdrawal rate (4%), and net real return (4%, derived from 7% stock returns minus 3% inflation). The FIRE number is calculated as $1.5 million ($60,000 × 25). The investment-only balance (excluding cash and cash-like assets such as ESGV) projects Coast FIRE attainment at age 45. Changing inputs dynamically updates the table showing target age, amount needed today, percent funded, and remaining difference. At age 40.5, an additional $127,000 would be required to reach financial independence at age 45.
A separate tool built in approximately 10-15 minutes focuses exclusively on dividend income. It displays all holdings with estimated dividends, shares held, and payout amounts. The tool emphasizes that dividend sustainability matters more than stock price. Projected income shows $5,100 over the next 90 days and $22,000 annually. A calendar view lists specific payment dates: June 1 (ESGV), June 18 (VT), June 24 (CHD), and June 26 (VTI). The system can send email alerts via Gmail integration and displays a 12-month trend of estimated payouts.
The dashboard includes sector exposure, account-level breakdowns, top 10 holdings with dollar amounts, top contributors and detractors, and risk concentration metrics. Account values shown include $1.1 million in taxable accounts, plus Roth IRA and SE IRA balances. The primary motivation was consolidating visibility across Schwab, Robinhood, and M1 Finance without logging into multiple platforms daily. The Coast FIRE calculator was the main reason for building the tool, providing objective math to counteract emotional feelings of being behind or ahead.
A link is provided to remix the exact dashboard. Users can input their own holdings, modify buy zone rules, and adjust Coast FIRE inputs to match personal situations. The same approach can be used to build completely different personal tools. Perplexity Computer is presented as capable of building functional applications rather than merely describing steps or suggesting hiring developers.
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